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Many Renters Insurance Plans Are For Actual Cash Value

September 23, 2013

Many Renters Insurance Plans Are For Actual Cash Value By Mike Heuer Tweet Actual cash value is a more affordable alternative to replacement cost as it costs insurers less to pay claims, even when it comes to renters insurance. But actual cash value also can leave renters at risk to financial loss beyond what insurance claims might pay. Actual cash read more (…)

Replacement Value Insurance Coverage Gives Renters Full Protection

September 23, 2013

Replacement Value Insurance Coverage Gives Renters Full Protection By Mike Heuer Tweet Some renters insurance plans provide actual cash value coverage for belongings, others will pay claims based on the replacement cost. Replacement cost policies will pay the full amount minus any applicable deductibles to repair or replace damaged, destroyed or stolen personal effects up to policy limits. There are read more (…)

Good Reasons For Getting Renters Insurance Coverage

September 23, 2013

Good Reasons For Getting Renters Insurance Coverage By Mike Heuer Tweet Many people think they don’t need renters insurance due to not having many things to insure. Yet, a large amount of people who have renters insurance wind up filing a claim at some point. And since the economic downturn began in 2007, the percentage of U.S. households living in read more (…)

Why People Can Afford Renters Insurance

September 23, 2013

Why People Can Afford Renters Insurance By Mike Heuer Tweet When it comes to purchasing renters insurance, only about 35 percent of renters actually wind up carrying the coverage that is very affordable. The primary reason most people choose to go without renters insurance coverage is they don’t think they can afford it, and that excuse so often winds up read more (…)

More Homes Are Being Rented, But Many Go Without Renters Insurance

September 23, 2013

More Homes Are Being Rented, But Many Go Without Renters Insurance By Mike Heuer Tweet More than 35 percent of households in the United States are living in rentals, and the percentages are much greater in some of the largest cities in the United States. New York City tops the list of rentals with nearly 70 percent of households located read more (…)

Renters Insurance Is Mandated By Many Rental Management Firms

September 23, 2013

Renters Insurance Is Mandated By Many Rental Management Firms By Mike Heuer Tweet A growing trend when renting apartments and other types of home units is rental management companies requiring renters carry renters insurance coverage to live in them. The idea isn’t so much to protect renters against potential financial loss as much as it is to protect landlords and read more (…)

College Students Have A Great Need For Renters Insurance

September 23, 2013

College Students Have A Great Need For Renters Insurance By Mike Heuer Tweet When going off to school, most students and their parents are concerned more about things like paying for textbooks, buying computer equipment, getting a bicycle, scooter or car and having some way to stay entertained during down times from the study hall. But few bother to invest read more (…)

Renter

October 5, 2012

Why Get Renter Insurance By Mike Heuer Tweet – Definition of Renter Insurance Renters insurance protects your belongings and finances against perils such as weather damage, lawsuits and burglaries. While the owners of the property you reside in have homeowners insurance to replace the building, their policy will not cover any of your belongings. Your renters policy steps in to read more (…)

E Renters

October 5, 2012

E Renters Insurance Made Simple By Mike Heuer Tweet Renters insurance provides protection for your valuables in the event of a house fire, windstorm or other unforeseen problem. Without a policy in place, your landlord’s homeowners insurance protects his building, however, you may find yourself not only in the street with nowhere to live, but without clothing to wear because read more (…)

Cheap

April 20, 2011

Cheap Renters Insurance Is Worth More Than The Cost By Mike Heuer Tweet Although cheap renters insurance is simple enough to get, even the smallest amount can save you a great deal if your home or apartment is destroyed or you have valuable personal belongings stolen while away from home. So long as you do business with a reputable insurer, read more (…)